INSURANCE SOLUTIONS

Insurance Consulting Services

Manage risk, optimize performance, and stay ahead of the competition.

Insurance

Insurance and Financial risk consultancy

Milliman is a leading provider of expert consulting for the insurance and financial industries. We offer specialized expertise in actuarial science, financial risk management, and data science and AI.

Our service offerings

Milliman Benelux offers services ranging from regulatory reporting through strategic advice and Solvency II Actuarial Function Holder work to data-driven technical models. We have deep expertise in data science & AI and healthcare consulting.

Actuarial services

Work with a global leader in actuarial services for corporations, government organizations, and life, non-life, and health insurers. Comprehensive and flexible offerings ensuring solutions tailored to your specific needs.

Strategic support

Optimize insurance and corporate operations in fields such as: financial reporting and planning, underwriting, claims handling, and risk management. We are involved in most insurance mergers and acquisitions and portfolio transfers in the Benelux region. We also support developing new product concepts and conducting feasibility studies to help you achieve your goals.

Balance sheet management

Increase capital generation, reduce volatility and decrease required capital. Our support ranges from improving ALM management and hedging programs, to implementation of capital projection models. Ensuring your capital reserves suit your business goals and are aligned with the actual risk. Allowing you to gain a realistic assessment of future risk to make informed decisions in any economic climate.

Financial modelling and valuation

Make confident decisions using proven tools customized to your needs. Our expertise in global regulatory environments ensures accurate and actionable financial projections and reporting. We help you manage reserves and capital with a clear, independent analysis of your financial situation and capital requirements.

Independent review

Get an independent expert opinion from Milliman. Whether for regulatory requirements, mergers, acquisitions, restructuring, or other significant changes, we provide external review services, including outsourced Solvency II Actuarial Function Holder and Financial Risk Manager roles.

Our approach

Our highly skilled consultants are driven by a passion for providing the best solutions that make a practical difference in results. Our global network of experts allows us to combine subject matter expertise with the ability to translate complex matters into actionable insights for your senior management. We have no agenda other than getting it right and offer our services in the way that best suits your needs. As your situation and needs change, we change with you.

Our experience

Learn more about a specific topic by contacting your Milliman consultant or choose from our contact list.

Our tools and technical solutions

Milliman has a broad range of relevant tools and technical solutions. This section highlights some relevant tools and technical solutions for the Benelux market.

Financial Modeling Platform with Excel language

Milliman MIND

Milliman Mind is a flexible and easy-to-use web-based platform which automatically converts Excel spreadsheets into more powerful models.

Learn more

Relevant links to additional dashboards:

Visit the Milliman Global Products page for more information. You’ll learn about our powerful Milliman Mind solution, which can help you get a grip on complexities of end-user-computing, as well as actuarial software such as Arius for Non-Life reserving based on loss triangles.

INSIGHT

Briefing notes and opinion papers

Milliman consultants regularly write briefing notes or opinion papers on several topics relevant to our market. A selection of recent articles is shown here.

A complete overview of published materials by Milliman can be found on our global insight page.

For more information on specific topics, contact your Milliman consultant or visit our contact list.

Report

Analysing 2025 SFCRs of life insurers in the Netherlands

We examine the year-end 2025 solvency and financial condition reports of Netherlands life insurers, including the quantitative reporting templates.

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White paper

How to assess whether an AI system is functioning correctly, from the perspective of Benelux insurers

With a focus on insurers in the Netherlands and Belgium, we review AI assessment frameworks, which are essential for managing technology risks and maintaining public trust.

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Briefing note

Proportionality under the Solvency II review: A vast spectrum of new possibilities

With recently issued specifications on proportionality under Solvency II, we offer insight into what insurers need to do to apply the new measures.

Read the article

Annual report

Extreme weather in Europe

The toll of 2025’s extreme weather events across Europe—and steps insurers can take now to reduce the financial risks posed by climate change

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Article

We zien de bui al hangen – maar zijn we voorbereid?

Lees hoe we het risico op ‘flash floods’ en de mogelijke financiële gevolgen inschatten met behulp van extreme waardetheorie en KNMI neerslagdata.

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article

Data quality in the insurance sector: How machine learning and AI can drive improvement

As data informs decisions from pricing and underwriting to claims management and risk assessment, new technologies can help insurers to maintain and elevate data quality standards.

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White Paper

Milliman 2025 ORSA sustainability benchmarking survey

We assessed how European life insurance firms are responding to the intersection of climate-driven inflation and ORSA.

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White paper

Modeling future pandemic risk in R Shiny dashboard

Excess mortality modeling based on past pandemics and anticipation of future potential outbreaks

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Article

An introduction to stochastic solvency capital projections

We explore the added value to insurers of incorporating a stochastic modelling approach for conducting multiyear solvency projections.

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Our experts

Meet some of our experts on Insurance in the Netherlands:

Lotte van Delft

Principal & Consulting Actuary

Lotte van Delft is principal and consulting actuary in the Amsterdam office of Milliman. Before joining Milliman, Lotte worked at a Dutch insurance company for four years. In that period she was chief financial risk officer of the disability department.

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Peter Boekel

Consulting Actuary

Peter is a consultant in the Amsterdam office of Milliman and joined the firm in 2007. Part of the Amsterdam office, he carries out consulting missions in the Netherlands and Belgium. Prior to this, he worked one and half year for Delta Lloyd (part of Aviva) as a developer of RBC/EEV models, one year as ALM consultant for Strategeon Investment Consultancy.

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Niels Van der Laan

Principal, Consulting Actuary

Niels Van der Laan is a principal and consulting actuary in the Amsterdam office of Milliman. He joined the firm in 2011. Niels carries out consulting assignments in the field of property & casualty and disability in the Netherlands and Belgium. Before joining Milliman, Niels worked at Towers and Watson and predecessors for five years.

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