José has participated in a wide range of
actuarial and international projects:
IFRS 17
José is currently advising a number of clients on
the practical implementation of actuarial and
other processes to meet the requirements of
IFRS 17.
Review of deterministic and stochastic
reserves
José has led a large number of projects that
have required both deterministic and stochastic
analysis of provisions in the context of
independent estimations, calibration of the nonlife
underwriting risk, and M&As.
Solvency II
He has been involved in numerous projects
related to Solvency II, including:
- Calculation of capital requirements under the
Standard Formula and for QIS studies
- Design, calibration, and validation of partial
internal models for nonlife
underwriting risk
- Certification of SCR coverage ratio for the
Portuguese Supervisor
- Atuário Responsável for different Portuguese
companies
- ORSA exercises
Advice on mergers and acquisitions
José has extensive experience reviewing the
feasibility of business plans, products and
expected margins, transaction risks, and capital
requirements.
Product and pricing strategy
He is an expert in assessing the competitive
positioning of products and applying innovative
predictive modelling techniques to develop
tariffs that are segmented on the basis of
profitability and customer value.
José advises companies regarding strategic
business initiatives to improve product margins by
involving different distribution channels and
growth strategies.
Other relevant experience
José is a specialist in the Spanish and
Portuguese markets, and experienced in other
markets, including Latin America and Turkey.
He advises on the creation of new entities and
lines of business (programs of activities, approval
processes, product design, etc.).
Prior to joining Milliman, José worked for Towers
Watson Spain for 10 years.
