The Dutch pension landscape is rapidly changing and plans will be different in the future as more pension risks are shifted from employers to employees. A so-called “pension triangle”—content, financing and implementation of a pension plan—underlies occupational pensions and provides the foundation on which to overhaul the Dutch pension system. In the creation of a new sustainable pension system, premium stability, insight into allocation of risk and clear communication will play central roles.
This article was published in the March 2016 issue of Investment & Pensions Europe.