Navigate today’s most pressing health industry challenges with a leading global expert by your side.
Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
De betrouwbare, professionele adviseur voor pensioenfondsen en ondernemingen. Uw partner voor strategische en operationele pensioen- en risicovraagstukken met analyses op maat en pragmatische oplossingen.
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
Captives & alternative markets
When you own risk, managing it well is your top priority. Milliman helps self-insureds, captive insurers, risk pools with loss and expense liabilities, risk retention alternatives, pricing and funding, financial modeling, and claims management. Our consultants are experts in this specialized field and bring the data and experience required to help you succeed.
We provide independent evaluations of loss and loss adjustment expense liabilities, statements of opinion regarding adequacy of reserves for insurance regulatory and other reporting purposes, and reviews of internal procedures and assumptions.
We assist in evaluating captive carrier feasibility and assistance in evaluating the benefits, costs, and risks of alternative retention limits. We also evaluate commercial insurance proposals and provide information for use in negotiating insurance prices.
We prepare actuarial feasibility studies for internal and regulatory purposes, evaluate funding requirements corresponding to targeted probability levels, evaluate the impact of potential loss variances on funding, and allocate premiums for commercial insurance and/or self-insurance funding among departments.
We do pro forma projections, which include income statements, balance sheets, and cash flow. We provide sensitivity analysis, including various trend and loss scenarios.
We assess and develop loss and loss expense control, audit claim files, and provide independent evaluation of claim service providers. We also analyze case reserves and practices and assess operational design and effectiveness analysis, including various trend and loss scenarios.
Expenses related to the self-insurance of liabilities for professional liability and workers' compensation coverage are highly exposed to increases in the inflation rate.
Captives can be an attractive alternative for companies seeking alternatives to commercial cyber risk insurance.
Traditional insurance is not always the answer. Sometimes it's not even an option.
Enhance your captive with risk retention alternatives, pricing and funding, financial modeling, and claims management.
Use capital more efficiently to protect against financial risk and comply with growing rating and regulatory requirements.
Meet exacting standards while managing the operational and strategic implications with our modeling, actuarial, and consulting skills.
Assess capital requirements under a wide range of frameworks and get effective strategic advice on how to manage capital.
Build on a solid foundation with decades of insurance expertise combined with cutting-edge technology innovation.
Our understanding of customer and member behaviour and our predictive modeling analytics offer clients deep insight into the key drivers of their businesses.
Ask the tough questions. We’re ready for them.