Dave has extensive experience in property lines rate making and analytics, focusing on catastrophic risk. Areas of expertise include:
- Catastrophic risk analyses, including the perils of floods (inland and storm surge), wildfires, hurricane winds, severe convective storms, winter storms, and earthquakes.
- Catastrophe model review and validation
- Leveraging of catastrophe and climate models for emerging and complex risk analysis
- Property lines rate making and regulatory support, including development of new rates and improved segmentation of current rates by using traditional actuarial methods and other predictive modeling techniques (such as Generalized Linear Models)
- Development of by-peril rating plans in catastrophe exposed areas
- Predictive modeling beyond standard pricing development, including catastrophic risk, sub-peril, retention, conversion, underwriting, inspection, credit, and non-credit insurance models.
- Leveraging of third-party data for pricing and underwriting to improve data quality and credibility
- Multi-state implementation of major rating plan updates and new programs
Prior to joining Milliman, he was lead actuary at Geovera Holdings, Inc. Before that, he was in the Actuarial Research and Homeowners pricing units at State Farm Insurance.
